New Year's resolution

• 1 - 10: Quit smoking
• 11:      Get better at handling stress
• 12:      Give working out in a group another go (maybe I can keep at it without inflammations flaring up this time around)
• 13:      Talk with my insurance guy to see whether I am up for some compensation 
• 14:       Put the money saved from quitting smoking in the savings account. This is important or there will be nothing left for the major repairs up at the cabin.
• 15:      Be stricter on my sleep pattern - not sure how I'll manage this, but I will give it more effort
• 16:      Talk to my bank-lady and re-finance our loans to get a better deal.